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Dual Pricing Credit Card Processing for Small Businesses

Reduce or eliminate credit card processing fees with a fully compliant dual pricing program — implemented and supported by Spark's expert team.

  • Compliant
  • Works In-Person & Online
  • Quick Set-up
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Closeup image of a man paying with credit card at the restaurant

What is Dual Pricing?

Dual pricing (also called a compliant cash discount model) lets your business display two prices—a standard card price and a lower cash price. Customers choose how they want to pay, and credit card fees are automatically offset by a small non-cash adjustment included in the card price.

  • Two clearly displayed prices: card price + cash price
  • Customers choose their preferred payment method
  • The non-cash adjustment is included in the card price
  • Fully compliant with card brand rules when implemented correctly
  • Transparent and customer-friendly

Dual pricing is one part of our broader payment processing solutions — built to reduce costs for small businesses.

Learn More about Dual Pricing

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